Learn how to sign up for a bank account
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| INTRODUCTION |
| Eric: Hi everyone, and welcome back to HungarianPod101.com. This is Upper Intermediate Season 1 Lesson 10 - A Visit to the Hungarian Bank. Eric here. |
| Lena: Hello. I'm Lena. |
| Eric: In this lesson, you’ll learn how to use the potential participle form and some participles in Hungarian. The conversation takes place at a bank. |
| Lena: It's between Tom and someone at the bank. |
| Eric: The speakers are strangers, so they will use formal Hungarian. Okay, let's listen to the conversation. |
Lesson conversation |
|---|
| Tom: Milyen feltételekkel tudok önöknél bankszámlát nyitni? |
| Bank: Minden új szerződéshez díjmentes kártyahasználatot biztosítunk. Egy Visa kártyához akár 200000 Ft hitelkeret is igényelhető. |
| Tom: A hitelkeret mennyi idő alatt törlesztendő vissza? |
| Bank: A teljes összeget minden esetben 30 napon belül kell visszatörleszteni. |
| Tom: Hogyan tudok pénzt utalni? |
| Bank: Biztosítunk önnek internetes és telefonos hozzáférést a fiókjához, így bárhol és bármikor biztonságosan utalhat. |
| Tom: Hogyan tudom megszüntetni a bankszámlámat? |
| Bank: A szerződés írásban és személyesen felmondható, a felmondási díj 2500Ft. |
| Tom: Milyen iratokra van szükség a bankszámlanyitáshoz? |
| Bank: Személyi igazolvány vagy útlevél, lakcím kártya és egy minimális összeg, amit a számlára utalhatunk. |
| Eric: Listen to the conversation with the English translation. |
| Tom: What are your conditions to open a bank account? |
| Bank: We offer a credit card with no fee for every new contract. You can ask for a credit line of 200,000Ft with every Visa card. |
| Tom: When should the credit be paid back? |
| Bank: The total amount must be paid back in 30 days. |
| Tom: How can I transfer money? |
| Bank: We provide you with Internet and smartphone access to your account so that you can safely transfer money anytime and anywhere. |
| Tom: How can I close my bank account? |
| Bank: The contract can be terminated in person or by letter. The cancellation fee is 2500Ft. |
| Tom: What are the documents required for opening a bank account? |
| Bank: ID card or passport, residence card, and a small amount of money that we can transfer to your account. |
| POST CONVERSATION BANTER |
| Eric: Lena, what are the official ID documents Hungarians generally carry in their wallet? |
| Lena: They are an “ID card” - személyi igazolvány, “proof of address” - lakcím kártya, “social security card” - TAJ-kártya, “passport” - útlevél and “driving licence” - jogosítvány. |
| Eric: Do you take it with you every time you leave your home? |
| Lena: Yes. But you can leave your passport at home if you have your ID card with you. |
| Eric: I see... |
| Lena: So, if a policeman asks you to show an identification card, passport or driving licence, but you don't have any, in some cases they might even bring you to the police station! |
| Eric: Wow. I guess you gotta be careful! Okay, now onto the vocab. |
| VOCAB LIST |
| Eric: Let’s take a look at the vocabulary from this lesson. The first word is.. |
| Lena: feltétel [natural native speed] |
| Eric: condition |
| Lena: feltétel [slowly - broken down by syllable] |
| Lena: feltétel [natural native speed] |
| Eric: Next we have.. |
| Lena: bankszámla [natural native speed] |
| Eric: bank account |
| Lena: bankszámla [slowly - broken down by syllable] |
| Lena: bankszámla [natural native speed] |
| Eric: Next we have.. |
| Lena: díjmentes [natural native speed] |
| Eric: free of charge |
| Lena: díjmentes [slowly - broken down by syllable] |
| Lena: díjmentes [natural native speed] |
| Eric: Next we have.. |
| Lena: szerződés [natural native speed] |
| Eric: contract |
| Lena: szerződés [slowly - broken down by syllable] |
| Lena: szerződés [natural native speed] |
| Eric: Next we have.. |
| Lena: igényel [natural native speed] |
| Eric: to ask for |
| Lena: igényel [slowly - broken down by syllable] |
| Lena: igényel [natural native speed] |
| Eric: Next we have.. |
| Lena: visszatörleszt [natural native speed] |
| Eric: to pay back |
| Lena: visszatörleszt [slowly - broken down by syllable] |
| Lena: visszatörleszt [natural native speed] |
| Eric: Next we have.. |
| Lena: hozzáférés [natural native speed] |
| Eric: access |
| Lena: hozzáférés [slowly - broken down by syllable] |
| Lena: hozzáférés [natural native speed] |
| Eric: Next we have.. |
| Lena: megszüntet [natural native speed] |
| Eric: to cancel, to terminate |
| Lena: megszüntet [slowly - broken down by syllable] |
| Lena: megszüntet [natural native speed] |
| Eric: Next we have.. |
| Lena: felmondás [natural native speed] |
| Eric: cancellation |
| Lena: felmondás [slowly - broken down by syllable] |
| Lena: felmondás [natural native speed] |
| Eric: And last.. |
| Lena: utal [natural native speed] |
| Eric: to transfer |
| Lena: utal [slowly - broken down by syllable] |
| Lena: utal [natural native speed] |
| KEY VOCAB AND PHRASES |
| Eric: Let's have a closer look at the usage of some of the words and phrases from this lesson. The first phrase is.. |
| Lena: Bankszámlát nyit |
| Eric: Which means “to open a bank account” |
| Lena: For example...Bankszámlát nyitottam az OTP-nél. |
| Eric: Which means, “I opened a bank account at OTP bank.” |
| Lena: A férjemmel közös bankszámlát nyitottunk. |
| Eric: “We opened a common bank account with my husband.” |
| Lena: The word bankszámla means “bank account” and the verb nyit means “to open”. Számla alone means “account,” “invoice,” or “bill”. For example..Befizetem a telefonszámlát |
| Eric: “I pay the phone bill.” Okay, what's the next phrase? |
| Lena: Felmondja a szerződést |
| Eric: Which means “to cancel the contract” |
| Lena: The noun szerződés means “contract” and the verb felmond means “to cancel”. Once more, Felmondja a szerződést |
| Eric: Actually, you can use the noun “contract” in many phrases. For example... |
| Lena: Lakásbérleti szerződés |
| Eric: “Tenancy contract” |
| Lena: Adásvételi szerződés |
| Eric: “Sales contract” |
| Lena: Szerződést köt valakivel |
| Eric: “To contract with someone” |
| Lena: You can use the verb felmond in the following expressions... felmondja az állását |
| Eric: This means “quit one's job” |
| Lena: Felmondja a lakását |
| Eric: “To cancel a tenancy contract”. Lena, can you give us an example using this word? |
| Lena: Sure. For example, you can say.. Elsejével felmondtam az albérletet. |
| Eric: .. which means “I canceled my tenancy contract on the first day of the month.” Okay, what's the last word? |
| Lena: Pénzt utal |
| Eric: Which means “to transfer money” |
| Lena: The noun pénz means “money.” The verb utal can have different meanings. |
| Eric: The first meaning is “to send,” or “to transfer”. You can use it in two major cases: when sending money and when sending someone to the hospital. |
| Lena: For example, A szüleim minden hónapban utalnak pénzt. |
| Eric: “My parents send me money every month.” |
| Lena: Another example would be Kórházba utalták a hasfájása miatt. |
| Eric: This means “He/She was sent to the hospital because of his/her stomachache.” The second meaning of this verb is “to refer”, or “to point to”. |
| Lena: For example, Az elnök röviden utalt a tegnapi eseményekre. |
| Eric: “The president briefly referred to yesterday's events.” Okay, now onto the lesson focus. |
Lesson focus |
| Eric: In this lesson, you’ll learn about the potential participle form and some participles in Hungarian. Let’s take a look at two essential grammar points that can help you in understanding your contract for opening a bank account. |
| Lena: Listeners, do you remember what the -ó or -ő stand for at the end of a transitive verb? |
| Eric: Lena, let’s remind them. |
| Lena: The -ó, -ő ending describes the person or thing doing a specific action. |
| Eric: Its characteristic is that the word can be both considered as a noun and as an adjective. |
| Lena: Right. For example... ír and író |
| Eric: Which mean “to write” and “writer” respectively. |
| Lena: Another example is...elad and eladó |
| Eric: “to sell” and “seller” |
| Lena: Tanul and tanuló |
| Eric: “Learn - learner”. Lena, can you give us some sample sentences? |
| Lena: Sure. Az író befejezte a könyv írását. |
| Eric: This means “The writer finished writing the book.” |
| Lena: Az ott ülő kislányt Biankának hívják. |
| Eric: “The girl sitting there is called Bianka.” |
| Lena: A vevők sok pénzt költöttek. |
| Eric: “The buyers spent a lot of money.” |
| Lena: Listeners, please note that when the verb with an ending in -ó, or -ő stands before a noun, it is considered as an adjective describing the noun. However, you can also use the verb with the -ó, -ő ending alone. |
| Eric: In this case, the verb becomes a noun that you can conjugate as a noun. |
| Lena: Right. For example we had the sample sentence Az ott ülő kislányt Biankának hívják. |
| Eric: Which means “The girl sitting there is called Bianka.” |
| Lena: But you can also say… Az ott ülőt Biankának hívják. |
| Eric: This means...“Who is sitting there is called Bianka”. Ok! Now let's move to the potential form. |
| Lena: You can make the potential form by adding -hat, or -het to the verb. Now let’s add the potential form to a verb with -ó, -ő. It becomes -ható, and -hető. |
| Eric: You can use this form to describe an action that can be done. You can also use the negative form to say that something cannot be done. |
| Lena: In this case just add -hatatlan, or -hetetlen to the verb. |
| Eric: Lena, can you give us some sample sentences? |
| Lena: Sure. Ez a csokoládé ehető vagy ehetetlen? |
| Eric: “Can this chocolate be eaten or not?” |
| Lena: Megbocsáthatatlan amit tettél. |
| Eric: “What you did cannot be excused” or “It’s not excusable.” |
| Lena: Hihetetlen, hogy sikerült! |
| Eric: “It’s unbelievable that we did it!”. Ok, let’s move to our next grammar focus for this lesson. |
| Lena: It’s the participles -andó, and -endő. You can attach them to a transitive verb and transform the latter into an adjective. |
| Eric: The function of this participle is to describe that something should be done. |
| Lena: For example, let's take the sentence A reggeli előtt a kávét kerülnie kell. |
| Eric: It means “You should avoid coffee before breakfast.” |
| Lena: By using the participle -andó, or -endő, you can also say…A reggeli előtt a kávé kerülendő. |
| Eric: “Coffee before breakfast should be avoided” |
| Lena: Another example is...A beszerzendő könyvek listáját augusztusban küldjük ki. |
| Eric: Which means “We will send the list of books that should be bought in August.” |
| Lena: The conjugation rules for andó-endő and ható-hető are the same. Simply attach them to the end of the verbs except for irregular verbs. |
| Eric: Listeners, you can find a list of basic conjugation rules in the lesson notes, so please be sure to check them out. |
Outro |
| Eric: Okay, that’s all for this lesson. Thank you for listening, everyone, and we’ll see you next time! Bye! |
| Lena: Viszontlátásra |
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